Budgeting is like this if I need something I go out and get it. That is of course if I can afford it at the time. Otherwise I wait until I can and go get it then. If I want something which is a different matter to need, I ask myself can I afford two of them? if the answer is no, then I wait until I can afford two of them. If it is something I need and want at the same time and will help me progress with my plans then I may consider a finance option. I do not touch credit cards or those spurious loans that you 1000% on, the payday variety where if you are late in coughing up your fingers get broken. For everything else there is creating my own income, being productive, creative, industrious and working hard.
it is like this nobody else is going to help you so you have to find it for yourself. If you are rubbish with employers, take the dive and work for yourself, develop a plan be creative with it and put it into motion. Keep your ideas to yourself or at the very minimum. Don’t share them with nay- sayers and the negative indeed they will sabotage your ideas before you can say Jack Robinson and probably steal your idea for themselves, not that it will do them any good.
Apply yourself to your work, be dilligent and set yourself a target of doing so much every day. Ian Fleming who created the James Bond novels set himself two thousand words a day. If for instance you are selling stuff on an auction site set yourself five items a day, that is posted and up for sale.
I am currently putting my own ideas into action, what they are you will have to wait and see
The musings of a professionally confused artist 
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